Disclosures

Important Disclosures

Sonoma Mountain Financial LLC ("Sonoma") is a Registered Investment Advisor
("RIA"), located in the State of California. Sonoma provides investment advisory and
related services for clients nationally. Sonoma will maintain all applicable registration
and licenses as required by the various states in which Sonoma conducts business, as
applicable. Sonoma renders individualized responses to persons in a particular state
only after complying with all regulatory requirements, or pursuant to an applicable state
exemption or exclusion.

Please read these terms and conditions of use (“Terms”) carefully before using the
Website located at https://www.sonomamountainfinancial.com (the “Website”) or any of
the information or services provided by Sonoma (collectively “Sonoma”, “we”, “our”,
“us”) in connection with the Website. By using the Website, you acknowledge that you
have read and understood these Terms and accept to be legally bound by them. If you
do not accept and agree to these Terms, you are not an authorized user of the Website
or any of the information or services provided by Sonoma in connection with the
Website and should promptly terminate all use thereof. The terms “you” and “your”
mean you and any entity you may represent in connection with the use of the Website.
You may use your browser to download or print a copy of these Terms for your records.

Sonoma reserves the right to change, modify, add or remove portions of these Terms at
any time for any reason. We suggest that you review these Terms periodically for
changes. Such changes shall be effective immediately upon posting. You acknowledge
that by accessing our Website after we have posted changes to these Terms, you are
agreeing to these Terms as modified.

These Terms were last updated on December 19, 2024.

Risk Disclosures

Different types of investments involve varying degrees of risk. Therefore, it
should not be assumed that future performance of any specific investment or
investment strategy will be profitable.

Asset allocation may be used in an effort to manage risk and enhance returns. It does

not, however, guarantee a profit or protect against loss. Performance of the asset
allocation strategies depends on the underlying investments.

This Website is intended to provide general information about Sonoma and its services.
It is not intended to offer or deliver investment advice in any way. Information regarding
investment services are provided solely to gain an understanding of our investment
philosophy, our strategies and to be able to contact us for further information.

Market data, articles and other content on this Website are based on generally available
information and are believed to be reliable. Sonoma does not guarantee the accuracy of
the information contained in this Website. The information is of a general nature and
should not be construed as investment advice.

Please remember that it remains your responsibility to advise Sonoma, in writing, if
there are any changes in your personal/financial situation or investment objectives for
the purpose of reviewing/evaluating/revising our previous recommendations and/or
services, if you would like to impose, add, or to modify any reasonable restrictions to our
investment advisory services.

Sonoma will provide all prospective clients with a copy of our current Form ADV, Part
2A ("Disclosure Brochure") and Form ADV Part 2B, (“Brochure Supplement”). You may
obtain a copy of these disclosures on the SEC Website at http://adviserinfo.sec.gov or
you may Contact Us to request a free copy via .pdf or hardcopy.

Privacy Disclosures

Sonoma is committed to safeguarding the use of personal information of our Clients
(also referred to as “you” and “your”) that we obtain as your Investment Advisor, as
described in our Privacy Policy.

Sonoma does not collect personal non-public information through this Website;
however, the Advisor may collect information from you on application forms,
agreements, profile or investment policy statements, and other documents received or
processed in relation to services we provide. We also may collect information from other
sources.

We do not respond to "do not track" requests because we do not track you over time or
across third party Websites to provide targeted advertising. We may track you across
our Website to help us improve our content.

We may use "cookies" and similar online technologies to keep, and sometimes track,
information about you regarding your usage of our Website. Cookies are small data files
that are sent to your browser or related software from a Web server and stored on your
device. Cookies help us to collect information about your usage of our Website,

including date and time of visits, pages viewed, amount of time spent on our sites, or
general information about the device used to access the site, such as the browser used.
You can refuse to store or delete cookies by configuring your web browser settings.
Most browsers and mobile devices have their own settings to manage cookies. If you
refuse a cookie when on our Website, or if you delete cookies, you may experience
some inconvenience in your use of our Website, such as having to re-configure
preferences.

When you are on this Website you may have the opportunity to click-through to other
Websites, including Websites operated by unaffiliated third parties. These sites may
collect nonpublic personal Information about you. We do not control sites operated by
these entities and are not responsible for the information practices of these sites. This
Privacy Policy does not address the information practices of other Websites. The
privacy policies of Websites operated third parties are located on those sites.
For a copy of the Sonoma Privacy Policy, please click here.

Email Disclosures

Sonoma often communicates with its clients and prospective clients through electronic
mail (“email”) and other electronic means. Your privacy and security are very important
to us. Sonoma makes every effort to ensure that email communications do not contain
sensitive information. We remind our clients and others not to send Sonoma private
information over email. If you have sensitive data to deliver, we can provide secure
means for such delivery.

Please note: Sonoma does not accept trading or money movement instructions via
email.

As a registered investment advisor, Sonoma emails may be subject to inspection by the
Chief Compliance Officer (“CCO”) of Sonoma or the securities regulators.

If you have received an email from Sonoma in error, we ask that you contact the sender
and destroy the email and its contents.

If you have any questions regarding our email policies, please Contact Us.

Social Websites

Sonoma may utilize third-party Websites, including social media Websites, blogs and
other interactive content. Sonoma considers all interactions with clients, prospective
clients and the general public on these sites to be advertisements under the securities
regulations. As such, Sonoma generally retains copies of information that Sonoma or

third-parties may contribute to such sites. This information is subject to review and
inspection by the CCO of Sonoma or the securities regulators.

Information provided on these sites is for informational and/or educational purposes
only and is not, in any way, to be considered investment advice nor a recommendation
of any investment product. Advice may only be provided by Sonoma’s advisory persons
after entering into an advisory agreement and provided Sonoma with all requested
background and account information.

If you have any questions regarding our policies, please Contact Us.